Selasa, 10 Juni 2014

Surat Lamaran Kerja (Tugas Bahasa Inggris Bisnis 2)

Nama : Shakina Dwiandari
NPM   : 26211720
Kelas : 3EB19

Tugas Softskill Bahasa Inggris Bisnis 2




1. Buatlah surat lamaran kerja sesuai berikut !
Paragraf 1 : Describing about how you get the job vacancy info
Paragraf 2 : Brief description about your self including educational background
Paragraf 3 : Thanking and your hope for the job

-Answer-






Bekasi, Mei 9th 2014

Human Resources Departement
PT Belanja Gaya
Jl. Tidore C2 No 266, Jatiasih

Dear Sirs,

          I read the advertisement of job vacancy of your company in Kompas, dated Mei 1st 2014. I would like to apply as a secretary in your company because I think the secretary is my favorite job.
         I'am female, 23 years old. I'am fresh graduated from Gunadarma University majoring in accounting. I'am looking forward with the job in your company offered. I master 2 languages. Such as English and japan. I also understand about the computer and filling system. I have a good communication skills to build a good relation and I'am friendly with all people.
         I'am looking forward for the interview in the near time and I hope I can give the good contribution for the development of your company. Thank you.

Yours Sincerely



Shakina Dwiandari

Rabu, 28 Mei 2014

Tugas Softskill Writting (Bahasa Inggris Bisnis 2)


Nama : Shakina Dwiandari

NPM : 26211720

Class : 3EB19



TUGAS SOFTSKILL (Bahasa Inggris Bisnis 2)



Writting



              Hay, my name is Shakina Dwiandari. You can call me Ina. I'm 21 years old. My birthday on 9th Mei 1993. I live on Perumahan Jatiasih Indah, Jl. Tidore C2/266. Bekasi. I'm friendly with all. I have much friends in social media and real live. Sometimes I'm shy with the people who know me. But honestly I'm kind if you know who I'm. I have best friend. Sometimes I'm shy with the people who know me. But honestly I'm kind if you know who I'm. I have best friend. They are yunica, dini, annisa dwi, desma, ade, amalia, and annisa rahma. I have boyfriend. He is Reza. I'm call him eja. They are always make me happy and brought in my live. My hobby is reading book especially novel. I like novel. Then I like playing computer sometimes I playing games or open social media for promotion my bussiness. I'm sell fashion girls and accesories. If you interestead for buy you can pay via mandiri and after that t-shirt or accessories send via JNE. Booking no cancel! I feel enjoy in my live because every moment always make me happy and unforgettable moment. Althought some people sometimes make me unmood but it is not long and I feel happy again. Yes it is live. Many people in this live. I must to understand character of everybody beacause everybody have not same character with me from here I can have much friends.

         I have one brother. My brother name is Faris Biladi. He college at UIN Ciputat, Jakarta majoring IT but he was graduation yesterday. He has project make WEB and sometimes he help me for promotion my bussiness. My father work at DEPKES. Sometimes he trip out of Java example Sulawesi. I miss my father so much! :( then my mom not work. She work at kitchen hehe she is amazing mom in this world because when I'm sick and bedrest at hospital, she is always beside me. I love my family so much because they are my everything.

            My education is junior high school at SMPN 9 Bekasi, senior high school at SMAI PB. Soedirman galaxi, Bekasi and my college at Gunadarma University majoring accountancy. For first time, I will give up because I think I can't in this majoring. But my family and my best friend always support me and beside me if I feel down :') and then I believe I can do it! I'm semester 6 at Gunadarma University and next year I'm must graduation because I want to my parents proud of me. I'm very busy on this semester because many task from my campus, laboratorium, and I must to make PI (Penulisan Ilmiah) it must be made to get the D3 title. Althoght I take S1 but I have to pass it first time.

         My goal in this world I want to be success person and I wanna best accountant in this world. I want to work at Bank because I think it's a good job and I'm interestead about it. Someday I want make my parents proud of me and I want marry with a good soulmate hihi sometimes I think entrepeneuship it's a good job but no problem if I'm working at bank and I'm entrepeneuship too because from entrepreneuship, I can have much friends and networking. I feel enjoy and happy to work it. My motto and always make me strong is never give up, do the best and be the best!!

Sabtu, 24 Mei 2014

Tugas Softskill CV (Bahasa Inggris Bisnis 2)

Nama : Shakina Dwiandari
NPM   : 26211720
Kelas : 3EB19

Tugas Softskill Bahasa Inggris Bisnis 2


"Circulum Vitae" (CV) 
Circulum Vitae



Name                   : Shakina Dwiandari
Place/date of birth : Bekasi, 09 Mei 1993
Address               : JL.Tidore blok C2 No 266, Jatiasih
Religion                : Islam
Nationality            : Indonesia
Blood type           : O
Sex                     : Female
Marital Status       : Single
Emai                    : Shakinadwiandari@yahoo.co.id
Phone                  : 0898-806-7858

I. Education Background
Kindergarten            graduated in 1998
Elementary school     graduated in 2004
Junior high school     graduated in 2007
Senior high school    graduated in 2010
College                    graduated in 2015

II. Seminar and Workshop attended
Banking Syariah       Univ.Gunadarma 2013 Certified
Analysis Investment Univ.Gunadarma 2013 Certified


III. Organization
Karang Taruna                     as a treasurer
PMR in Junior High School     as a treasurer
ROHIS in Senior High School as a treasurer

Minggu, 27 April 2014

Tugas Softskill (Promotion Letter)

Nama : Shakina Dwiandari
NPM  : 26211720
Kelas  : 3EB19



Membuat inquiry letter ke agen promosi untuk mengadakan promosi barang anda dan promosi seperti apa yg tepat.

1.Dlm surat menjelaskan
a)deskripsi perusahaan(bentuk perusahaan anda),
b)dimana perusahaan anda,
c)kapan berdiri,
d)jenis usaha,
e)menghasilkan apa

2.Anda bertanya kpd agen promosi tentang
a)promosi yang sesuai dengan usaha anda,
b)kapan waktu yang sesuai dengan usaha anda,
c)dimana saja tempatnya / yang memungkinkan,
d)apa saja peralatan promosi yg dibutuhkan,
e)berapa total biaya yg harus dihabiskan.

Dan ucapkan terima kasih serta meminta balasan.lalu buat juga surat balasan dari agen promosi yang menjelaskan tentang poin 2 dan menerima untuk bekerja sama.nanti di bawah suratnya dibuat juga penjelasan mengenai poin 2. 

-JAWAB-

*Inquirry Letter*


Shakina International Corporation

Jl.Tidore No 266

Bekasi 17424







Ref : AA/NI/32A
27th April 2014
 
PT. Belanja Gaya

124 Jl. Sakura Raya

Bandung 32140



Dear Sirs,



Our company is a company that specializes in selling various leather products such as leather wallet, leather shoes and so forth. We will soon open several branches in various areas in Java, although we will open branches in various regiouns, we would like distribution of goods to be shipped for sale good quality with prices that can reach the surrounding community.


Some time ago we read a profile of your company, your company produces good in newspaper. We are very interested to cooporate with your company. Thefore we are very happy if you company is willing to send the list of goods and price list production. If your company has regional branches in Central Java and east java, we also ask to include the address of a branch office in your company so that later if your office area is very easy walking distance from our company. We can order the goods from the nearest brench office. What about promotion agency, the promotion of which in accordance with your business, the time that in accordance with your business, where any place or that allows, what are the promotional tools required, and how the total cost of which should be spent and our updates catalogues, price list and terms of payment. Would you please send us your latest new catalogues, price-list and terms of payment included the simple of our products and the term of delivery.

We also hope that your company can provide special offers for our company. We are expecting a reply from you to cooperate with our company. We appreciate your prompt reply. Thank you for attention.








Your Faithfully






Dwi Andari
Purchase Manager



* Reply letter of inquiry*

PT. Belanja Gaya

124 Jl. Sakura Raya

Bandung 32140





Ref          : AA/NI/32A
Our Ref : DA/JU/14b

09th Mei 2014

Dwi Andari

Purchase Manager
Shakina International Corporation

Jl.Tidore No 266

Bekasi 17424



Dear Ms.Dwi,

Thank you for your letter of 27th April 2014 regarding your inquiry about promotion agency, the promotion of which in accordance with your business, the time that in accordance with your business, where any place or that allows, what are the promotional tools required, and how the total cost of which should be spent and our updates catalogues, price list and terms of payment.


We are pleased to enclose our new catalogues, price-list and terms of payment included the simple of our products. As requested, we enclose here with the latest illustrated catalogue together with new catalogue, and terms of payment price list. Dispatch of product will be sent after we receive your order letter in two weeks and we could give 5% cash discount in 30 days from invoice date.
You can promote your stuff here according to your efforts on selling a wide range of leather products such as leather wallets , leather shoes and so on . appropriate time each day we work at around 10.00am until 17.00pm. The place to be able to promote directly to our agent in different areas such as Java West Java , Jakarta , East Java and Central Java . Just use a tool to promote just using brochures, advertising in the online world and newspapers or magazines. The total cost to be spent in accordance with wherever you promote. Example via brochures and magazine or newspaper printing only through around 500.000 and in the online world can enter into our account and pay for the registration of 300.000






We hope you will find our price and terms satisfactory and look forward to receiving your first order and we are looking forward to your onder soon.



Yours sincerely



Hayati  Rusmiarti
Marketing Manager



Enc : catalogues
Price-list

Selasa, 18 Maret 2014

Tugas Softskill Minggu 1 (Bahasa Inggris Bisnis 2)

Nama : Shakina Dwiandari
NPM   : 26211720
Kelas  : 3EB19
Tugas : Softskill Bahasa Inggris Bisnis 2

1. Mencari artikel ekonomi !

Market Efficiency Hypothesis

By Reem Heakal on October 21, 2013
 
When money is put into the stock market, the goal is to generate a return on the capital invested. Many investors try not only to make a profitable return, but also to outperform, or beat, the market.

However, market efficiency - championed in the efficient market hypothesis (EMH) formulated by Eugene Fama in 1970, suggests that at any given time, prices fully reflect all available information on a particular stock and/or market. Fama was awarded the Nobel Memorial Prize in Economic Sciences jointly with Robert Shiller and Lars Peter Hansen in 2013. According to the EMH, no investor has an advantage in predicting a return on a stock price because no one has access to information not already available to everyone else.

 
The Effect of Efficiency: Non-Predictability
The nature of information does not have to be limited to financial news and research alone; indeed, information about political, economic and social events, combined with how investors perceive such information, whether true or rumored, will be reflected in the stock price. According to the EMH, as prices respond only to information available in the market, and because all market participants are privy to the same information, no one will have the ability to out-profit anyone else.

In efficient markets, prices become not predictable but random, so no investment pattern can be discerned. A planned approach to investment, therefore, cannot be successful.

This "random walk" of prices, commonly spoken about in the EMH school of thought, results in the failure of any investment strategy that aims to beat the market consistently. In fact, the EMH suggests that given the transaction costs involved in portfolio management, it would be more profitable for an investor to put his or her money into an index fund.

 
Anomalies: The Challenge to Efficiency
In the real world of investment, however, there are obvious arguments against the EMH. There are investors who have beaten the market - Warren Buffett, whose investment strategy focuses on undervalued stocks, made billions and set an example for numerous followers. There are portfolio managers who have better track records than others, and there are investment houses with more renowned research analysis than others. So how can performance be random when people are clearly profiting from and beating the market?

Counter arguments to the EMH state that consistent patterns are present. For example, the January effect is a pattern that shows higher returns tend to be earned in the first month of the year; and the weekend effect is the tendency for stock returns on Monday to be lower than those of the immediately preceding Friday.
Studies in behavioral finance, which look into the effects of investor psychology on stock prices, also reveal that investors are subject to many biases such as confirmation, loss-aversion and overconfidence biases.

The EMH Response
The EMH does not dismiss the possibility of market anomalies that result in generating superior profits. In fact, market efficiency does not require prices to be equal to fair value all the time. Prices may be over- or undervalued only in random occurrences, so they eventually revert back to their mean values. As such, because the deviations from a stock's fair price are in themselves random, investment strategies that result in beating the market cannot be consistent phenomena.

Furthermore, the hypothesis argues that an investor who outperforms the market does so not out of skill but out of luck. EMH followers say this is due to the laws of probability: at any given time in a market with a large number of investors, some will outperform while others will underperform.

How Does a Market Become Efficient?
For a market to become efficient, investors must perceive that the market is inefficient and possible to beat. Ironically, investment strategies intended to take advantage of inefficiencies are actually the fuel that keeps a market efficient.

A market has to be large and liquid. Accessibility and cost information must be widely available and released to investors at more or less the same time. Transaction costs have to be cheaper than an investment strategy's expected profits. Investors must also have enough funds to take advantage of inefficiency until, according to the EMH, it disappears again.

Degrees of Efficiency
Accepting the EMH in its purest form may be difficult; however, three identified EMH classifications aim to reflect the degree to which it can be applied to markets:
1. Strong efficiency - This is the strongest version, which states that all information in a market, whether public or private, is accounted for in a stock price. Not even insider information could give an investor an advantage.
2. Semi-strong efficiency - This form of EMH implies that all public information is calculated into a stock's current share price. Neither fundamental nor technical analysis can be used to achieve superior gains.
3. Weak efficiency - This type of EMH claims that all past prices of a stock are reflected in today's stock price. Therefore, technical analysis cannot be used to predict and beat a market.

The Bottom Line
In the real world, markets cannot be absolutely efficient or wholly inefficient. It might be reasonable to see markets as essentially a mixture of both, wherein daily decisions and events cannot always be reflected immediately into a market. If all participants were to believe that the market is efficient, no one would seek extraordinary profits, which is the force that keeps the wheels of the market turning.

In the age of information technology (IT), however, markets all over the world are gaining greater efficiency. IT allows for a more effective, faster means to disseminate information, and electronic trading allows for prices to adjust more quickly to news entering the market. However, while the pace at which we receive information and make transactions quickens, IT also restricts the time it takes to verify the information used to make a trade. Thus, IT may inadvertently result in less efficiency if the quality of the information we use no longer allows us to make profit-generating decisions. 



Analisis tenses

1.  However, market efficiency - championed in the efficient market hypothesis (EMH) formulated by Eugene Fama in 1970 = simple past tense
2. Fama was awarded the Nobel Memorial Prize in Economic Sciences = simple past tenses
3. Investor has an advantage in predicting a return on a stock price = present perfect
4. The nature of information does not have to be limited  = simple present tense
5  Indeed, information about political, economic and social events, combined with how investors perceive such information = simple past tense
6. Whether true or rumored, will be reflected  = future tense (simple future)
7. Investment pattern can be discerned. = present perfect
8. A planned approach to investment, therefore, cannot be successful = simple past tense 
9. Commonly spoken about in the EMH school of thought = past continuous
10.EMH suggests that given the transaction costs = simple present tense
11.It would be more profitable for an investor = simple future
12. Strategy focuses on undervalued stocks = simple past tense
13. There are investment houses with more renowned research analysis = simple past tense
14. That shows higher returns tend to be earned in the first month of the year = simple past tense
15. For stock returns on Monday to be lower than those of the immediately preceding Friday= simple present tense
16. Market efficiency does not require prices to be equal to fair value all the time = simple present
17. Prices may be over- or undervalued only in random occurrences = simple past tense
18. Ironically, investment strategies intended to take advantage  = simple past tense
19. A market has to be large and liquid = simple present tense 
20. Information must be widely available and released to investors at more or less the same time. = simple past tenses
21 Transaction costs have to be cheaper than an investment strategy's expected profits = simple present tense
22. In the real world, markets cannot be absolutely efficient or wholly inefficient = simple present tense
23. Wherein daily decisions and events cannot always be reflected immediately into a market. = simple past tense 
24. IT also restricts the time it takes to verify the information used to make a trade = simple past tense
25. IT may inadvertently result in less efficiency if the quality of the information = simple present tense

Kamis, 26 Desember 2013

Tugas 5 Softskill (Paragraf Generalisasi, Analogi, dan Sebab Akibat)

Nama : Shakina Dwiandari
NPM : 26211720
Kelas : 3EB19

Soal

Buatlah contoh sebuah paragraf yang berkaitan dengan
bidang anda sekarang !
1. Generalisasi
2. Analogi
3. Sebab-akibat (kausalitas)

Jawaban

Contoh paragraf generalisasi :

Teori akuntansi berisi keseluruhan analisis dan komponennya yang menjadi sumber acuan untuk menjelaskan dan memprediksi gejala atau peristiwa dalam akuntansi. Seperangkat konsep, devinisi dan proposisi yang saling berkaitan secara sistematis yang diajukan untuk menjelaskan dan memprediksi fenomena atau fakta. Seperangkat hipotesis yang berrsifat deskriptif  sebagai hasil penelitian dengan menggunakan metode ilmiah tertentu. Dengan demikian, status teori akuntansi akan menjadi sains setara sengan pengertian teori dalam astronomi, ekonomika, fisika, biologi, dsb.

Contoh paragraf analogi :

Menghitung laporan keuangan memang benar-benar harus fokus dan teliti, jika tidak kemungkinan besar mendapatkan hasil yang tidak balance. Sama halnya dengan membuat masakan dengan resep baru, apabila tidak pas dalam memilih bahan dan bumbu pasti akan gagal. Maka harus mengulang dari awal lagi. Jadi fokuslah dalam mengerjakan sesuatu hal yang sedang kamu kerjakan jika ingin mendapatkan hasil yang kamu inginkan.

Contoh paragraf sebab akibat :

Ada mahasiswa yang salah dalam memilih jurusan dalam kuliahnya karena ikut-ikutan teman  atau asal dalam memilih jurusan. Akibatnya membuat dia tidak mengerti dan harus belajar dari awal lagi dalam perkuliahan di jurusan tersebut.

Rabu, 04 Desember 2013

Tugas 4 Softskill (Kerangka Karangan)

Nama : Shakina Dwiandari
NPM   : 26211720
Kelas : 3EB19

Tugas 4 Softskill (Bahasa Indonesia 2)

Buatlah kerangka karangan sesuai contoh kasus yang anda pilih!
Perhatikan Sistematika penulisan!

Siklus dan Fluktuasi Ekonomi

       
I     PENDAHULUAN

       1.1       LATAR BELAKANG
       1.2       RUMUSAN MASALAH

                    1.2.1  Apakah pengertian siklus ekonomi?
                   1.2.2  Bagaimana durasi siklus dan faktor mempengaruhinya?
                   1.2.3 Bagaimana siklus ekonomi, kesempatan kerja dan inflasi?
                  
1.2.4 Bagaimana pengelolaan Siklus Ekonomi?
                   1.2.5 Bagaimana fakta utama mengenai fluktuasi ekonomi?
                   1.2.6 Apakah cara mengetahui fluktuasi ekonomi jangka pendek?
                   1.2.7 Bagaimana memahami kurva permintaan agregat?
                   1.2.8 Bagaimana cara memahami kurva penawaran agregat?
                   1.2.9 Bagaimana mengetahui penyebab fluktuasi ekonomi?
 



      1.3       HIPOTESIS
                       1.3.1    Cara Sederhana
                       1.3.2    Cara Tertimbang
            
                       1.3.2.1   Metode Sekunder
                                  1.3.2.2  Metode Kajian Lapangan
 
              II. PEMBAHASAN
       2.1  Pengertian Siklus Ekonomi
       2
.2  Mengetahui anatomi siklus ekonomi
       2.3.Mengetahui durasi siklus dan faktor mempengaruhinya
       2.4  Mengetahui siklus ekonomi, kesempatan kerja dan inlasi
       2.5 Mengetahui pengelolaan Siklus Ekonomi
       2.
6 Mengetahui fakta utama mengenai fluktuasi ekonomi
       2.7 Mengetahui fluktuasi ekonomi jangka pendek

       2
.8 Memahami kurva permintaan agregat
       2.9 Memahami kurva penawaran agregat

       3.
0 Mengetahui penyebab fluktuasi ekonomi
       
 
III. PENUTUP
                      
                     3.1 Kesimpulan
 
                     3.2 Saran

DAFTAR PUSTAKA