Tugas Softskill (Promotion Letter)

Nama : Shakina Dwiandari
NPM  : 26211720
Kelas  : 3EB19

Membuat inquiry letter ke agen promosi untuk mengadakan promosi barang anda dan promosi seperti apa yg tepat.

1.Dlm surat menjelaskan
a)deskripsi perusahaan(bentuk perusahaan anda),

b)dimana perusahaan anda,

c)kapan berdiri,

d)jenis usaha,

e)menghasilkan apa

2.Anda bertanya kpd agen promosi tentang

a)promosi yang sesuai dengan usaha anda,

b)kapan waktu yang sesuai dengan usaha anda,

c)dimana saja tempatnya / yang memungkinkan,

d)apa saja peralatan promosi yg dibutuhkan,

e)berapa total biaya yg harus dihabiskan.

Dan ucapkan terima kasih serta meminta balasan.lalu buat juga surat balasan dari agen promosi yang menjelaskan tentang poin 2 dan menerima untuk bekerja sama.nanti di bawah suratnya dibuat juga penjelasan mengenai poin 2. 

-JAWAB-

*Inquirry Letter*

Shakina International Corporation

Jl.Tidore No 266

Bekasi 17424

Ref : AA/NI/32A

27^th April 2014

 

PT. Belanja Gaya

124 Jl. Sakura Raya

Bandung 32140

Dear Sirs,

Our company is a company that specializes in selling various leather products such as leather wallet, leather shoes and so forth. We will soon open several branches in various areas in Java, although we will open branches in various regiouns, we would like distribution of goods to be shipped for sale good quality with prices that can reach the surrounding community.

Some time ago we read a profile of your company, your company produces good in newspaper. We are very interested to cooporate with your company. Thefore we are very happy if you company is willing to send the list of goods and price list production. If your company has regional branches in Central Java and east java, we also ask to include the address of a branch office in your company so that later if your office area is very easy walking distance from our company. We can order the goods from the nearest brench office. What about promotion agency, the promotion of which in accordance with your business, the time that in accordance with your business, where any place or that allows, what are the promotional tools required, and how the total cost of which should be spent and our updates catalogues, price list and terms of payment. Would you please send us your latest new catalogues, price-list and terms of payment included the simple of our products and the term of delivery.

We also hope that your company can provide special offers for our company. We are expecting a reply from you to cooperate with our company. We appreciate your prompt reply. Thank you for attention.

Your Faithfully

Dwi Andari

Purchase Manager

* Reply letter of inquiry*

PT. Belanja Gaya

124 Jl. Sakura Raya

Bandung 32140

Ref          : AA/NI/32A
Our Ref : DA/JU/14b

09^th Mei 2014

Dwi Andari

Purchase Manager
Shakina International Corporation

Jl.Tidore No 266

Bekasi 17424

Dear Ms.Dwi,

Thank you for your letter of 27^th April 2014 regarding your inquiry about promotion agency, the promotion of which in accordance with your business, the time that in accordance with your business, where any place or that allows, what are the promotional tools required, and how the total cost of which should be spent and our updates catalogues, price list and terms of payment.

We are pleased to enclose our new catalogues, price-list and terms of payment included the simple of our products. As requested, we enclose here with the latest illustrated catalogue together with new catalogue, and terms of payment price list. Dispatch of product will be sent after we receive your order letter in two weeks and we could give 5% cash discount in 30 days from invoice date. You can promote your stuff here according to your efforts on selling a wide range of leather products such as leather wallets , leather shoes and so on . appropriate time each day we work at around 10.00am until 17.00pm. The place to be able to promote directly to our agent in different areas such as Java West Java , Jakarta , East Java and Central Java . Just use a tool to promote just using brochures, advertising in the online world and newspapers or magazines. The total cost to be spent in accordance with wherever you promote. Example via brochures and magazine or newspaper printing only through around 500.000 and in the online world can enter into our account and pay for the registration of 300.000

We hope you will find our price and terms satisfactory and look forward to receiving your first order and we are looking forward to your onder soon.

Yours sincerely

Hayati  Rusmiarti
Marketing Manager

Enc : catalogues
Price-list

Tugas Softskill Minggu 1 (Bahasa Inggris Bisnis 2)

Nama : Shakina Dwiandari

NPM   : 26211720

Kelas  : 3EB19

Tugas : Softskill Bahasa Inggris Bisnis 2

1. Mencari artikel ekonomi !

Market Efficiency Hypothesis

By Reem Heakal on October 21, 2013

 

When money is put into the stock market, the goal is to generate a return on the capital invested. Many investors try not only to make a profitable return, but also to outperform, or beat, the market.

However, market efficiency - championed in the efficient market hypothesis (EMH) formulated by Eugene Fama in 1970, suggests that at any given time, prices fully reflect all available information on a particular stock and/or market. Fama was awarded the Nobel Memorial Prize in Economic Sciences jointly with Robert Shiller and Lars Peter Hansen in 2013. According to the EMH, no investor has an advantage in predicting a return on a stock price because no one has access to information not already available to everyone else.
 
The Effect of Efficiency: Non-Predictability
The nature of information does not have to be limited to financial news and research alone; indeed, information about political, economic and social events, combined with how investors perceive such information, whether true or rumored, will be reflected in the stock price. According to the EMH, as prices respond only to information available in the market, and because all market participants are privy to the same information, no one will have the ability to out-profit anyone else.

In efficient markets, prices become not predictable but random, so no investment pattern can be discerned. A planned approach to investment, therefore, cannot be successful.

This "random walk" of prices, commonly spoken about in the EMH school of thought, results in the failure of any investment strategy that aims to beat the market consistently. In fact, the EMH suggests that given the transaction costs involved in portfolio management, it would be more profitable for an investor to put his or her money into an index fund.
 
Anomalies: The Challenge to Efficiency
In the real world of investment, however, there are obvious arguments against the EMH. There are investors who have beaten the market - Warren Buffett, whose investment strategy focuses on undervalued stocks, made billions and set an example for numerous followers. There are portfolio managers who have better track records than others, and there are investment houses with more renowned research analysis than others. So how can performance be random when people are clearly profiting from and beating the market?

Counter arguments to the EMH state that consistent patterns are present. For example, the January effect is a pattern that shows higher returns tend to be earned in the first month of the year; and the weekend effect is the tendency for stock returns on Monday to be lower than those of the immediately preceding Friday.

How to find the best credit card for your lifestyle.

Studies in behavioral finance, which look into the effects of investor psychology on stock prices, also reveal that investors are subject to many biases such as confirmation, loss-aversion and overconfidence biases.

The EMH Response
The EMH does not dismiss the possibility of market anomalies that result in generating superior profits. In fact, market efficiency does not require prices to be equal to fair value all the time. Prices may be over- or undervalued only in random occurrences, so they eventually revert back to their mean values. As such, because the deviations from a stock's fair price are in themselves random, investment strategies that result in beating the market cannot be consistent phenomena.

Furthermore, the hypothesis argues that an investor who outperforms the market does so not out of skill but out of luck. EMH followers say this is due to the laws of probability: at any given time in a market with a large number of investors, some will outperform while others will underperform.

How Does a Market Become Efficient?
For a market to become efficient, investors must perceive that the market is inefficient and possible to beat. Ironically, investment strategies intended to take advantage of inefficiencies are actually the fuel that keeps a market efficient.

A market has to be large and liquid. Accessibility and cost information must be widely available and released to investors at more or less the same time. Transaction costs have to be cheaper than an investment strategy's expected profits. Investors must also have enough funds to take advantage of inefficiency until, according to the EMH, it disappears again.

Degrees of Efficiency
Accepting the EMH in its purest form may be difficult; however, three identified EMH classifications aim to reflect the degree to which it can be applied to markets:

1. Strong efficiency - This is the strongest version, which states that all information in a market, whether public or private, is accounted for in a stock price. Not even insider information could give an investor an advantage. 2. Semi-strong efficiency - This form of EMH implies that all public information is calculated into a stock's current share price. Neither fundamental nor technical analysis can be used to achieve superior gains. 3. Weak efficiency - This type of EMH claims that all past prices of a stock are reflected in today's stock price. Therefore, technical analysis cannot be used to predict and beat a market.

The Bottom Line
In the real world, markets cannot be absolutely efficient or wholly inefficient. It might be reasonable to see markets as essentially a mixture of both, wherein daily decisions and events cannot always be reflected immediately into a market. If all participants were to believe that the market is efficient, no one would seek extraordinary profits, which is the force that keeps the wheels of the market turning.

In the age of information technology (IT), however, markets all over the world are gaining greater efficiency. IT allows for a more effective, faster means to disseminate information, and electronic trading allows for prices to adjust more quickly to news entering the market. However, while the pace at which we receive information and make transactions quickens, IT also restricts the time it takes to verify the information used to make a trade. Thus, IT may inadvertently result in less efficiency if the quality of the information we use no longer allows us to make profit-generating decisions. 

Sumber : http://www.investopedia.com/articles/02/101502.asp

Analisis tenses

1.  However, market efficiency - championed in the efficient market hypothesis (EMH) formulated by Eugene Fama in 1970 = simple past tense

2. Fama was awarded the Nobel Memorial Prize in Economic Sciences = simple past tenses

3. Investor has an advantage in predicting a return on a stock price = present perfect

4. The nature of information does not have to be limited  = simple present tense

5  Indeed, information about political, economic and social events, combined with how investors perceive such information = simple past tense

6. Whether true or rumored, will be reflected  = future tense (simple future)

7. Investment pattern can be discerned. = present perfect

8. A planned approach to investment, therefore, cannot be successful = simple past tense 

9. Commonly spoken about in the EMH school of thought = past continuous

10.EMH suggests that given the transaction costs = simple present tense

11.It would be more profitable for an investor = simple future

12. Strategy focuses on undervalued stocks = simple past tense

13. There are investment houses with more renowned research analysis = simple past tense

14. That shows higher returns tend to be earned in the first month of the year = simple past tense

15. For stock returns on Monday to be lower than those of the immediately preceding Friday= simple present tense

16. Market efficiency does not require prices to be equal to fair value all the time = simple present

17. Prices may be over- or undervalued only in random occurrences = simple past tense

18. Ironically, investment strategies intended to take advantage  = simple past tense

19. A market has to be large and liquid = simple present tense 

20. Information must be widely available and released to investors at more or less the same time. = simple past tenses

21 Transaction costs have to be cheaper than an investment strategy's expected profits = simple present tense

22. In the real world, markets cannot be absolutely efficient or wholly inefficient = simple present tense

23. Wherein daily decisions and events cannot always be reflected immediately into a market. = simple past tense 

24. IT also restricts the time it takes to verify the information used to make a trade = simple past tense

25. IT may inadvertently result in less efficiency if the quality of the information = simple present tense

Tugas 5 Softskill (Paragraf Generalisasi, Analogi, dan Sebab Akibat)

Nama : Shakina Dwiandari

NPM : 26211720

Kelas : 3EB19

Soal

Buatlah contoh sebuah paragraf yang berkaitan dengan

bidang anda sekarang !

1. Generalisasi

2. Analogi

3. Sebab-akibat (kausalitas)

Jawaban

Contoh paragraf generalisasi :

Teori akuntansi berisi keseluruhan analisis dan komponennya yang menjadi sumber acuan untuk menjelaskan dan memprediksi gejala atau peristiwa dalam akuntansi. Seperangkat konsep, devinisi dan proposisi yang saling berkaitan secara sistematis yang diajukan untuk menjelaskan dan memprediksi fenomena atau fakta. Seperangkat hipotesis yang berrsifat deskriptif  sebagai hasil penelitian dengan menggunakan metode ilmiah tertentu. Dengan demikian, status teori akuntansi akan menjadi sains setara sengan pengertian teori dalam astronomi, ekonomika, fisika, biologi, dsb.

Contoh paragraf analogi :

Menghitung laporan keuangan memang benar-benar harus fokus dan teliti, jika tidak kemungkinan besar mendapatkan hasil yang tidak balance. Sama halnya dengan membuat masakan dengan resep baru, apabila tidak pas dalam memilih bahan dan bumbu pasti akan gagal. Maka harus mengulang dari awal lagi. Jadi fokuslah dalam mengerjakan sesuatu hal yang sedang kamu kerjakan jika ingin mendapatkan hasil yang kamu inginkan.

Contoh paragraf sebab akibat :

Ada mahasiswa yang salah dalam memilih jurusan dalam kuliahnya karena ikut-ikutan teman  atau asal dalam memilih jurusan. Akibatnya membuat dia tidak mengerti dan harus belajar dari awal lagi dalam perkuliahan di jurusan tersebut.

Tugas 4 Softskill (Kerangka Karangan)

Nama : Shakina Dwiandari

NPM   : 26211720

Kelas : 3EB19

Tugas 4 Softskill (Bahasa Indonesia 2)

Buatlah kerangka karangan sesuai contoh kasus yang anda pilih!

Perhatikan Sistematika penulisan!

Siklus dan Fluktuasi Ekonomi

       

I     PENDAHULUAN

       1.1       LATAR BELAKANG

       1.2       RUMUSAN MASALAH

                    1.2.1  Apakah pengertian siklus ekonomi?
                   1.2.2  Bagaimana durasi siklus dan faktor mempengaruhinya?
                   1.2.3 Bagaimana siklus ekonomi, kesempatan kerja dan inflasi?
                   1.2.4 Bagaimana pengelolaan Siklus Ekonomi?
                   1.2.5 Bagaimana fakta utama mengenai fluktuasi ekonomi?
                   1.2.6 Apakah cara mengetahui fluktuasi ekonomi jangka pendek?
                   1.2.7 Bagaimana memahami kurva permintaan agregat?
                   1.2.8 Bagaimana cara memahami kurva penawaran agregat?
                   1.2.9 Bagaimana mengetahui penyebab fluktuasi ekonomi?
 

      1.3       HIPOTESIS

                       1.3.1    Cara Sederhana
                       1.3.2    Cara Tertimbang
                                    1.3.2.1   Metode Sekunder

                                  1.3.2.2  Metode Kajian Lapangan

 

              II. PEMBAHASAN

       2.1  Pengertian Siklus Ekonomi
       2.2  Mengetahui anatomi siklus ekonomi

       2.3.Mengetahui durasi siklus dan faktor mempengaruhinya
       2.4  Mengetahui siklus ekonomi, kesempatan kerja dan inlasi
       2.5 Mengetahui pengelolaan Siklus Ekonomi
       2.6 Mengetahui fakta utama mengenai fluktuasi ekonomi
       2.7 Mengetahui fluktuasi ekonomi jangka pendek
       2.8 Memahami kurva permintaan agregat
       2.9 Memahami kurva penawaran agregat
       3.0 Mengetahui penyebab fluktuasi ekonomi

       

 

III. PENUTUP

                      

                     3.1 Kesimpulan
 

                     3.2 Saran

DAFTAR PUSTAKA

Sumber :  http://nabilasishma.blogspot.com/2013/07/contoh-makalah-dengan-tema-siklus-dan_3124.html

Tulisan Softskill 20 (Menkeu: Kepercayaan antara Petugas dan Wajib Pajak Harus Dibangun)

Nama : Shakina Dwiandari
NPM   : 26211720
Kelas  : 3EB19

Tulisan Softskill Bahasa Indonesia 2

Menkeu: Kepercayaan antara Petugas dan Wajib Pajak Harus Dibangun

 

JAKARTA, KOMPAS.com - Menteri Keuangan RI (Menkeu) M. Chatib Basri meminta agar kepercayaan antara wajib pajak dan petugas pajak harus dibangun.

Menurutnya, dengan terbangunnya kepercayaa, petugas pajak akan lebih mudah menjalankan tugasnya, sekaligus membantu tercapainya target pendapatan negara.

"Ke depan kita harus membangun trust antara wajib pajak dgn petugas pajak. Sehingga petugas pajak tidak merasa semua orang tidak mau bayar pajaknya. Si wajib pajak tidak merasa setiap hari dia diperas," kata Chatib seusai Sosialisasi PP No. 46 Tahun 2013 dan Fasilitas Pembayaran Pajak Melalui ATM, Senin (11/11/2013). Lebih lanjut Chatib menjelaskan, membangun kepercayaan antara kedua pihak tersebut dimulai dengan hal yang sederhana. Hal yang dimaksud Chatib adalah mengenakan pajak sebesar 1 persen dari omzet kepada pengusaha UMKM.

Dengan membayar pajak tersebut, lanjut Chatib, pengusaha akan memperoleh beragam manfaat. "Ada enggak manfaatnya buat mereka? Ada, mereka tenang pajaknya bayar. Dengan bayar 1 persen mereka eligible untuk tax," jelasnya.

 Analisis : selama ini wajib pajak merasa kesulitan terkait sistem pembayaran pajak. Oleh karenanya, pemerintah memudahkan cara membayar pajak dengan bekerja sama dengan bank-bank sehingga wajib pajak dapat membayar pajak melalui anjungan tunai mandiri (ATM). 

Para petugas pajak kerjasama dengan bank-bank: Mandiri, BCA, BRI, dan BNI. Semua bisa dilakukan dengan ATM. Tujuannya sebenarnya yang lebih penting adalah bagaimana membangun kepercayaan wajib pajak dengan petugas pajak. 

Saat ini yang terpenting adalah membangun kepercayaan. Bila kepercayaan antara wajib pajak dan petugas pajak telah terbangun, maka ia optimis penerimaan pajak akan meningkat.

Sumber :http://bisniskeuangan.kompas.com/read/2013/11/11/1410259/Menkeu.Kepercayaan.antara.Petugas.dan.Wajib.Pajak.Harus.Dibangun 

Tulisan Softskill 19 (Presiden SBY Minta Iklim Investasi Dijaga)

Nama : Shakina Dwiandari

NPM  : 26211720

Kelas : 3EB19

Tulisan Softskill Bahasa Indonesia 2

Presiden SBY Minta Iklim Investasi Dijaga

JAKARTA, KOMPAS.com —Presiden Susilo Bambang Yudhoyono meminta semua pihak bekerja keras menjaga iklim investasi guna mempertahankan pertumbuhan ekonomi di tengah perlambatan ekonomi global.

"BPS telah mengumumkan pertumbuhan ekonomi kuartal III 2013 sebesar 5,62 persen sehingga kumulatif sampai kuartal III ekonomi kita tumbuh 5,83 persen," kata Presiden melalui akun Twitternya, @SBYudhoyono, Sabtu (9/11/2013).

Presiden mengatakan, angka yang dikeluarkan oleh BPS itu sudah diperkirakan dan sejalan dengan perlambatan perekonomian global. "Investasi harus terus kita galakkan. Saya minta cegah dan hilangkan hambatan investasi di pusat dan daerah. Beri kemudahan perizinan," katanya. Kepala Negara mengatakan, belanja negara di pusat dan daerah juga harus dilaksanakan tepat waktu, jangan terlambat. Sementara BPK, BPKP, dan UKP4 harus terus mengawasi penggunaan uang negara tersebut.

Kemudian, Presiden menulis, "Daya beli masyarakat perlu dijaga. Bantuan untuk kaum miskin dan kurang mampu harus berjalan dengan baik." Untuk menopang program itu, Presiden mengatakan penciptaan lapangan kerja harus terus dilakukan. 

 

Analisis : Program KUR dan PNPM serta pembangunan infrastruktur juga harus terus ditingkatkan agar bisa menstabilkan perekonomiaan di indonesia saat ini.

 

Kepala Negara berkeyakinan bila semua pihak menjalankan tugasnya masing-masing, ekonomi nasional akan tetap terjaga serta bisa menahan dampak krisis ekonomi global yang saat ini masih terjadi. Sebaiknya investasi di sekitar daerah harap di cegah dan hambatannya dapat di hilangkan.

Sumber:http://bisniskeuangan.kompas.com/read/2013/11/09/0931395/Presiden.SBY.Minta.Iklim.Investasi.Dijaga

Tulisan Softskill 18 (Rupiah Masih Melempem di Hadapan Dollar AS)

Nama : Shakina Dwiandari

NPM   : 26211720

Kelas : 3EB19

Tulisan Softskill Bahasa Indonesia 2

Rupiah Masih Melempem di Hadapan Dollar AS

JAKARTA, KOMPAS.com - Laju nilai tukar rupiah awal pekan ini tampaknya masih dalam tren melemah seperti halnya sepanjang sepekan kemarin. Kenaikan dollar AS terjadi atas mayoritas mata uang di kawasan Asia.

Senin (11/11/2013) pagi ini rupiah dibuka turun 0,5 persen ke level Rp 11.479 per dollar AS di pasar spot. Ini merupakan pelemahan lanjutan dari akhir pekan lalu.

Awal pekan lalu adanya rilis indeks manufaktur AS di awal pekan yang di atas estimasi membuat laju nilai tukar dollar AS masih terapresiasi sehingga makin menekan laju nilai tukar rupiah. Menurut riset Trust Sececurities, dollar AS bergerak naik dengan semakin gencarnya spekulasi tapering off akan dipercepat. Di sisi lain, imbas dari rilis kembali defisitnya neraca perdagangan Indonesia masih mewarnai laju pelemahan rupiah.

Padahal terdapat sentimen positif dari kenaikan kepemilikan obligasi oleh asing di pertengahan pekan lalu. Rupiah bergerak di atas target support Rp 11.415 per dollar AS. Hari ini rupiah diproyeksikan bergerak di rentang Rp 11.418-11.390 per dollar AS (kurs tengah BI). 

Analisis : Dollar AS bergerak naik dengan semakin gencarnya spekulasi tapering off akan dipercepat. Di sisi lain, imbas dari rilis kembali defisitnya neraca perdagangan Indonesia masih mewarnai laju pelemahan rupiah. Hal itu akan berpengaruh terhadap perekonomian indonesia yang mengalami inflasi (kenaikan harga).

Banyak masyarakat yang protes atau demo akan hal ini. Namun tetap saja pemerintah tidak meresponnya karena nilai dollar naik dan rupiah masih melempem. Sebaiknya pemerintah harus bisa mengambil sikap dalam hal ini karena ini semua demi mensejahterakan warga negara RI.

Sumber:http://bisniskeuangan.kompas.com/read/2013/11/11/0908077/Rupiah.Masih.Melempem.di.Hadapan.Dollar.AS